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Real Estate Investors Drawn to Big Cities

View from Top of the Rock
View from Top of the Rock

While New York City has long had a reputation for good real estate investment, several other cities are also now following close behind.

London, Singapore and Hong Kong are becoming hot spots for real estate investment.

Around the world, there has been an emphasis on luxury real estate, which is seen as a sound investment. Prices on luxury apartments in these cities have gone up astronomically, making competition fierce.

Image via Flickr/Aurelien Guichard

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How to Ensure Your Credit Report is Clean

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Credit reports play a major role in interest rates on car loans, eligibility for credit cards and even job applications, so it’s important to keep them clean.

If your credit report is a mess, start by reviewing your borrowing history. Get a credit report for free from AnnualCreditReport.com.

“You’d be surprised what things you might find on a credit report, intentionally or unintentionally,” says Syd Ally, the chief credit officer for lender DRB.

Image via Flickr/Kate Ter Haar

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Why You Don’t Need a College Degree for a Real Estate Career

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Many real estate agents and investors have college degrees, but they are not specifically real estate-focused. The reason being that a college degree is not necessary for a real estate career.

For investment, the best teacher is real life. You won’t get the same experience learning in a classroom as you would on the job.

College can give students a false sense of confidence. They may believe the classes they are taking are preparing them for the job, but a hiring manager may disagree.

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How to Avoid Credit Card Fraud During the Holidays

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Credit card fraud is more common than ever, and the holiday season is a particularly vulnerable time.

To reduce your chances of becoming a credit fraud victim, you should first choose your credit card company carefully. Look for zero liability protection and sign up for alerts.

One of the best ways to avoid fraud is with a strong password. Make sure it is long, with letters, numbers and symbols, and isn’t something obvious like your birthday or children’s names.

Image via Flickr/Ben and Kas Askins

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Hilton Experiences Credit Card Security Breach

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Hilton Hotels recently confirmed that they experienced a series of credit card security breaches last year and earlier this spring.

These breaches occurred at several hotel restaurants, gift shops and other stores.

The hotel group launched an official investigation of these security breaches in September after financial institutions discovered credit information stolen from Hilton properties.

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Chinese Buyers Get Involved in U.S. Real Estate

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Chinese money is becoming a major force in real estate around the world, despite the country’s current situation.

China has recently experienced a currency devaluation and a stock market crash. This has left many looking to invest in places other than their own country.

In the U.S., Chinese buyers began buying luxury condos in Manhattan and mansions in Silicon Valley, but they are now moving inward from the coasts.

Image via Flickr/Michael Coghlan

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