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Virtual Reality Tech Is On The Rise For Real Estate

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The future of real estate could be in virtual reality. The trend is picking up in bigger cities and has now reached Tampa.

Previously used for video games, real estate is getting the same treatment, making it easier for home buyers to search and tour houses from the comfort of their own home.

“I think it helps you a lot, because from the comfort of your home you can go throughout the entire house without ever actually wasting your time and your realtor’s time to physically go there,”said house hunter Holly Hostler.

Image via Flickr/William Mewes

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How to Create a Strong Business Credit Profile

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Besides personal credit scores, small business owners need to make sure they have a good business credit profile.

“There’s a gap between what consumers understand about personal credit and what business owners understand about business credit,” says Brian Ward, a senior director at Experian.

Having good credit will especially come in handy when you need to borrow money.

Image via Flickr/Philip Taylor

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Switch to Chip Technology Leaves Credit Cards Vulnerable to Thieves

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With all the confusion and delays over the switch to chip credit and debit cards, identity thieves are pouncing on the opportunity.

Many have not yet received their new secure cards, and with so much news coverage, people are waiting anxiously for their new cards to arrive.

“This creates a golden opportunity for identity thieves to attack and steal people’s personal information,” said Adam Levin, chairman of IdentityTheft 911. “Scammers thrive when there’s confusion and anxiety because that’s when people are most vulnerable.”

Image via Flickr/Claran McGuiggan

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Is Your Love Life Affecting Your Credit Score?

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New research from the Federal Reserve Board reveals that your credit score may help you predict how successful in love you will be.

One of the findings was that the higher your credit score, the more likely you are to commit to a long-term relationship. Looking to settle down soon? You might want to find out their credit score first.

Another indicator of success is how well-matched your credit score is to your partners. Those with similar credit scores are more likely to stay together.

Image via Flickr/Tristan Schmurr

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Could Crowdfunding Be the New Thing in Real Estate?

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Crowdfunding is gaining momentum in real estate, with the amount of money raised, the size of deals and how fast they occur steadily increasing.

Crowdfunding is a way of raising money, usually through the internet, by getting small amounts from many people.

Nav Athwal, founder and chief executive of RealtyShares in San Francisco, says, “We are very eager to one day be able to open our platform to anybody that wants to put $1,000 or a couple hundred bucks into real estate, because let’s face it, real estate is one of the best ways to build wealth and you shouldn’t have to have a certain net worth to invest in real estate.”

Image via Flickr/Rocio Lara

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How to Spot a Scary Real Estate Listing

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Halloween is just around the corner, and that means spooky sightings are abundant – but you don’t want to see anything nightmarish in a home you’re about to buy.

Keep an eye out for listings without interior photos. Could they be hiding something? You should also be on the lookout for listings without a description or with a very short description.

Avoid the fixer-uppers. A small project is doable, but a huge remodeling overhaul is probably not something you want to invest in.

Image via Flickr/Jakob Montrasio

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How To Make Your Credit Score Better

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Want to boost your credit score? There are a few simple things you can do to get the number where you need it to be.

Keep track of your utilization ratio. This shows how much of your available credit you’re using. Aim to keep that ratio under 30 percent.

The most important thing you can do for your credit score is to make payments on time. Go automatic to avoid any late payments or set up alerts to remind yourself when it’s time.

Image via Flickr/ 401(K) 2012

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New Report Shows Housing Market is on the Upswing

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After some not-so-good years, the housing market is finally starting get a boost.

The market, however, has had a few changes since the recession. For one, home buyers are getting older, with the average age of a homebuyer now 43, up from 35 in 1985.

“We consistently tell that story of people delaying homeownership,” says Skylar Olsen, senior economist at Zillow. “People are delaying things that pre-date homeownership — like getting married later and having children later.”

Image via Flickr/auntjojo

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Is Your Credit Prepared for Holiday Shopping?

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Holiday shopping is just around the corner, and if you’re not properly prepared, your credit score could take a hit.

Start by checking your credit score now. It may be a good idea to sign up for a new credit card before the season begins, but not if you have a high number of credit inquiries.

Your spending is going to spike during the holiday season, but don’t spend more than you can afford. If necessary, increase your credit limit to counteract your increase in spending.

Image via Flickr/meridican

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