Want to boost your credit score? There are a few simple things you can do to get the number where you need it to be.
Keep track of your utilization ratio. This shows how much of your available credit you’re using. Aim to keep that ratio under 30 percent.
The most important thing you can do for your credit score is to make payments on time. Go automatic to avoid any late payments or set up alerts to remind yourself when it’s time.
Image via Flickr/ 401(K) 2012